Our Personal Checking Accounts make it easy to access and manage your money. We offer several different accounts based on what you need. Call today and ask an Account Specialist which account would be best for your needs.

Personal Checking Account:

 

  • $200.00 Minimum opening balance.
  • FSBD Mastercard Debit Card upon approval.
  • Unlimited transactions.
  • If average balance per month falls below $100.00, a $5.00 monthly fee will apply.
Super Now Account:

 

  • $1000.00 Minimum opening balance.
  • Interest bearing account that compounds monthly.
  • Must maintain a minimum balance of $1000.00 daily to receive rate yield.
  • If balance falls below $1000.00 in a statement cycle, a $5.00 fee will apply for that cycle.

We offer several different options when it comes to your savings goals. Call today and speak with an Account Specialist that can help you get started!

Personal Savings Account:

 

  • $200.00 Minimum Opening Balance.
  • Interest compounded quarterly.
  • Unlimited deposits.
  • If average balance per month falls below $100.00, a $5.00 monthly fee will apply.
Christmas Club Account:

 

  • No minimum opening balance.
  • Interest bearing account that pays out at closing.
  • Unlimited deposits.
  • Begins at the end of October with checks cutting in the middle of October the following year.
Vacation Club Account:

 

  • No minimum opening balance.
  • Interest bearing account that pays out at closing.
  • Unlimited deposits.
  • Begins at the end of April with checks cutting in the middle of April the following year.
Certificate of Deposit:

 

  • $1000.00 minimum opening balance
  • Terms – 3 months, 6 months, 12 months, 18 months, 24 months, 30 months, 36 months, 48 months, 60 months.
  • Interest is compounded or paid out monthly, quarterly, semi-annually, or annually.

It has never been easier to manage your finances. Digital Banking allows you to view your balances/transactions, receive your digital statements, make transfers, loan payments, place stop-payment orders, and submit transaction disputes. There is even access to a card management hub that allows users to report their cards lost or stolen, turn or schedule their card off and on, request temporary limit increases, change pin numbers, and submit travel notices. It is the perfect on the go solution in a on the go world!

To enroll on a browser:

  1. Navigate to top of this page.
  2. Click the “Help” button.
  3. Click “New User”.
  4. Fill out all the information fields and click submit.
  5. If you are experiencing issues with enrollment, Call us at 618.827.3541 for assistance.

To enroll on a mobile device:

  1. Download our app from the Google Play Store or Apple Store on your device.
  2. Click the “Sign Up” button.
  3. Fill out all the information fields and click submit.
  4. If you are experiencing issues with enrollment, Call us at 618.827.3541 for assistance.

Telebanking gives you access to your account balances and activity 24/7. It offers a quick and easy solution to your everyday banking needs.

24/7 Banking Number: 618.827.3541

To enroll:

  1. Call 618.827.3541 and speak to an account specialist to get your pin #.
  2. Call the number above and follow the prompts to access your accounts.

Your First State Bank of Dongola Mastercard Debit Card offers you a simplified way to do transactions. Combines with our Card Management menu inside Digital Banking, you have the ability to fully manage your debit card experience. Call us and ask for an Account Specialist to apply for a card or to answer any questions you may have!

Perks of a Debit Card: 

  • Faster and easier then writing checks.
  • Saves you the cost of ordering checks.
  • Usable to access your accounts at ATM’s.
  • Eliminates the need to carry a large amount of cash.
  • Each transaction shows up on your statement.

Card Management features in Digital Banking

  • Change your pin number.
  • Temporarily increase your spending limits on the go.
  • Submit Travel Notices to our system instantly.
  • Report your card lost/stolen Instantly.
  • Get card alert emails for each transaction.

 If you are traveling internationally, submit your travel details in the card management section inside Digital Banking or contact us at 618.827.3541 so that we can authorize your card for international transactions.

If you have lost or suspect your Debit Card has been stolen, please login to digital banking report your card lost or stolen and/or call 618.827.3541 as soon as possible so we may assist you in ordering a new card and preventing fraudulent charges.


 Debit Card Safety Tips

  •  Always keep your debit card in a safe location.
  • Review your account activity daily for suspicious transactions.
  • Do not enter your card information on sites you do not trust.
  • Memorize your pin number and do not write your pin number down.

We offer three different sizes of safe deposit boxes, based on availability, for storing your valuables. Box rent is paid annually with payments being due February 15th each year. There is a 10 day grace period for late payments being applied to the balance. Please call and speak with an Account Specialist today to check availability and answer any questions you may have!

Rates:
Small (3×5)              –       $25.00 per year.
Medium (3×10)        –       $35.00 per year.
Large (5×10)            –       $40.00 per year.

Late Fee                  –       $10.00

Receiving, reviewing, and storing your statements has never been easier. Have you ever found yourself out and about but need access to your bank statement? Would you like to be able to download your statement? Sign up for estatements at no additional cost to you through your digital banking profile today.

To enroll:

  1. Sign into your digital banking profile using the app or the sign in at the top of the page.
  2. Select the document section in the menu.
  3. Select statement from the dropdown and try to view it using the options shown on the screen.
  4. You will be presented terms that will test your device to make sure you can receive the files.
  5. If you agree to the terms on the screen and can receive the file, that’s it! The next time your statements cut for the accounts you selected, you will receive them in your digital banking profile.